Mortgage Prisoner customers should really be introduced with their present home loan provider for more information on the choices.

Mortgage Prisoner customers should really be introduced with their present home loan provider for more information on the choices.

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A build that is new thought as any property built, first occupied with its ongoing state or significantly modernised, refurbished or modified within the past couple of years.

The utmost loan-to-value on a residential new create household is 80% (65% for buy-to-let). For the residential new build flat, the most is 75% (65% for new create buy-to-let flats). The quantity would be calculated in the web cost or even the valuation, whichever could be the reduced. Also see ‘Builder’s Incentives’ and ‘Offer of Loan – credibility’

For New Build Lending Limits and Max LTVs, please utilise our committed New develop Guide

New develop Structural Warranties

We’ll just provide on New Builds/ Renovations where one of the after 10 12 months or maybe more Structural Warranties are in position:

Zurich Municipal ( maybe not offered by August 09)

Develop Zone & Buildcare

Building Lifeplans Limited (BLP, Allianz Guarantee )

Ward Cole (12 12 months warranty that is structural

LABC (brand new Residence Warranty – not self build)

Castle 10 ( Checkmate)

Build Guarantee ( Brand Brand New Residence Structural Defects Insurance Coverage)

Global Home Warranties

Protek New House Warranty

Aedis Group Homeproof Structural Warranties

International Construction Warranties

Ark Household New Develop defects that are latent

* Premier Guarantee Warranties for flats are going to be described us by the acting solicitor – check out the amount of address at the least equals the reinstatement figure in the Valuation report.

Expert Consultant Certification

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